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Sol De Vino Tinto * 26 Group
In this Group: Susan Graciela, Lourdes Joveta, Maria Rosario, Kelly Gabriela, Ivan Mauricio, Claudia, Jhoddy Marcelo, Noemi Aracely, Dalma Rosario
The Communal Bank “Sol de Vino Tinto*26” consists of nine members, seven women and two women.

The bank president is Sra. Lourdes. She is 47 years old, married, and has two children (ages 8 and 13). Lourdes sells a variety of soft drinks from a vending post located at one of the busiest markets in the city of La Paz. This loan is her first transaction with Emprender. Sra. Lourdes will use the money to buy construction materials for building her small home. This will provide comfort for her family. Her reason for requesting this loan is to improve her quality of life.

Sra. Lourdes is a hardworking person who is pleased with the opportunity that has been given.

View original language description ↓
El Banco de emprendimiento SOL DE VINO TINTO * 26, Está compuesto por nueve integrantes siete mujeres y dos varones, la presidenta del banco es la Sra. Lourdes tiene 47 años, casado con dos hijos de las edades de 8 y 13 años, ella se dedica a la venta de variedad de refrescos en su puesto de venta que se encuentra en un mercado muy concurrido de la ciudad de La Paz, este préstamo es su primera secuencia dentro de la institución, la Sra. Lourdes va a usar este préstamo para la compra de material de construcción ya que está haciendo construir su casita y de esta manera brindar comodidad a su familia su razón para solicitar este préstamo es mejorar su calidad de vida, la Sra. Lourdes es una persona muy trabajadora se siente feliz por la oportunidad brindada.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 134
    View loans »
    Bolivia Loans Fundraising
  • $33,130,425
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Sol De Vino Tinto * 26 Group's $3,775 loan helped a member to buy construction materials for building a house.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 12, 2013
Currency Exchange Loss:
May 20, 2014