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Cidian
Cidian is a 28-year-old young lady who is of farming age and is a housewife. She is the mother of four children. The oldest is 15 and is in her first year of high school away from home, studying business administration. Her second child is 13 and is studying her second year of the basic core curriculum. Her third child is eight and is in her second year of school, and the youngest of her children is five and is in preschool.

She and her husband make a living cultivating coffee, performing tasks such as cleaning, composting, cutting, collecting, and other things. She learned how to do this alongside her parents when she was a child, since they are farmers by family tradition and the land they work together is their own thanks to a family inheritance. It is located close to their home. The clients she has are warehouses that are exclusively dedicated to the buying and selling of coffee in other locations near where she lives.

She has requested financing from the Comixmul cooperative in order to be able to acquire agricultural supplies such as coffee seedlings, as well as to buy compost. The rest will be used in the preparation of a 7000 square meter parcel of land that will be where she sows the coffee seedlings that she will buy, and that way at the end of this process she will have excellent production.

Her greatest desire and biggest dream is to be able to have her four children graduate from universities so that in the future they can fend for themselves, since with what she and her husband earn, they will not have enough to leave them a worthy inheritance. This way, they will be able to take on their economic problems in a favorable way.
View original language description ↓
Cidian es una joven de 28 años de edad agricultora y ama de casa, madre de 4 hijos, la mayor tiene 15 años y está cursando el primer año de bachillerato en administración de empresas a distancia, la segunda hija tiene 13 años y está cursando el segundo año de ciclo común básico, la tercer hija tiene 8 años y cursa el segundo año del nivel escolar y el menor de sus hijos que tiene 5 años y está en pre-escolar. Ella en compañía de su esposo se dedica al cultivo de café realizando actividades como limpieza, abono, corte, recolecta entre otras. Ella aprendió esta actividad desde niña con sus padres ya que ellos son agricultores por tradición familiar y la tierra que juntos trabajan es propia gracias a una herencia familiar la cual está ubicada cerca de su casa de habitación. Los clientes que ella tiene son bodegas que exclusivamente se dedican a la compra-venta de café en otras localidades cercanas de donde ella vive.

Ella ha solicitado un financiamiento a la cooperativa COMIXMUL que permitirá adquirir suministros agrícolas, como chapola (plantitas de café), también comprara abono y otra parte la destinara para la preparación de una manzana de tierra que será donde siembre la chapola que comprara y así al final del proceso obtener una excelente producción.

Su mayor anhelo y más grande sueño es poder graduar a sus 4 hijos de la universidad para que en el futuro puedan valerse por sí mismos ya que con lo que ellos ganan no les alcanza para dejarles un patrimonio digno y puedan enfrentar de manera favorable los problemas económicos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 55
    View loans »
    Honduras Loans Fundraising
  • $8,383,625
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Cidian to buy agricultural supplies and coffee seedlings to plant, and to maintain her coffee crops.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 8, 2013
Listed
Aug 10, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014