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Samuel's Group
In this Group: Samuel , Gifty
Samuel is 50 years old, married, and has never had the opportunity to attend school. He has four children who all go to school. He works as a tailor and also sells ready-made shirts, skirts, trousers and blouses. He has a kiosk in front of his house and now has eight years of experience with this business. He has gotten help from ID-Ghana as loans for the past six years and is on his 13th loan cycle with the institution.

Samuel together with Gifty has applied for a loan, which he will use to buy materials which he will use to sew shirts, skirts, trousers and blouses so that he can sell to customers. He hopes that in the future he will have a large shop and be able to employ apprentices so that he will sew and sell more with a variety of materials.

They need a total amount of GHS 2,700 to expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 31
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 2.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Samuel's Group's $1,300 loan helped a member to buy materials which he will use to sew shirts, skirts, trousers and blouses.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 26, 2013
Aug 16, 2013
Currency Exchange Loss:
May 17, 2014