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Svetlana is from Vinogradov. She mostly sells women's clothing. But just before the new school year begins, she also sells school bags, office supplies, and various school supplies. Svetlana works by herself, without any hired help. She has been working in this business for 10 years. She loves to grow flowers; it helps her to relax and rest, especially after the period of stress when she was recently going through a divorce.

She needs 5000 hriven to buy office supplies, backpacks, and bags to sell before September 1, when the schools and university begin classes. Svetlana plans to invest the proceeds from the loan into expanding her business, especially buying batches of clothing for sale in the autumn and winter.
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Светлана – из Виноградово. Она торгует в основном женской одеждой. Однако перед началом учебного года в Украине торгует также школьными сумками, канцелярскими товарами и прочими школьными принадлежностями. Светлана работает сама, без наемных рабочих. Занимается этим бизнесом уже 10 лет. Светлана любит заниматься выращиванием цветов, это помогает ей расслабляться и отдыхать. Особенно после стресса, который она пережила после недавнего развода с мужем.
Сумма в 5000 гривен ей необходима для того, чтобы закупить канцелярские товары, рюкзаки и сумки для реализации перед 1 сентября, когда дети идут в школу и студенты в университеты. Полученную прибыль Светлана планирует вложить в развитие своего бизнеса, а именно в приобретении партии одежды для торговли осенью и зимой.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,000
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,185,300
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Svetlana to purchase office supplies and school bags.
79% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 30, 2013
Aug 14, 2013
Currency Exchange Loss:
Jan 17, 2015