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Umoja Group
In this Group: Elizabeth, Bibiana
Elizabeth has sold food in Arusha since 1993. She is 42 years old and single with three children, ages 7, 9, and 14. She works daily from 8:00am to 10:00pm selling food and earns a monthly profit of approximately $60. Elizabeth hopes to take out a loan in order to buy more food supplies for her to sell.

Elizabeth will share this loan with her group member, Bibiana, who also owns a shop in Arusha.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 39
    View loans »
    Tanzania Loans Fundraising
  • $15,306,975
    Funds lent in using Kiva
  • 1,155.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Umoja Group's $700 loan helped a member to increase the inventory in her food shop.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 13, 2008
Aug 29, 2008
Currency Exchange Loss:
Jul 22, 2010