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Charles is 46-years-old. He is married with six children, four of whom go to school. He is a farmer who grows coffee, cassava and sugarcane for sale. He also rears some cows and pigs at his residence.

Charles wants a loan 1,000,000 Ugandan Shillings (UGX) to buy building materials to complete his residential house. He intends to buy cement and iron sheets and pay for labour. Charles' family's living standard is not good and he hopes to improve it after completing the residential house.

Charles' dream is to educate his children up to higher institutions of learning. However, he is challenged by the changing weather condition.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,571.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Charles to buy building materials for his house.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 7, 2013
Aug 16, 2013
Currency Exchange Loss:
May 17, 2014