The loan will benefit the group of small microbusinesses where Ms. Erika is a member. It has been a year since she joined Pro Mujer because she was invited by a friend who is a member of the institution. Currently, she has a business selling natural products. She opened this business under the advice of her aunt who did the same activity. It is a good business now.
The loan that Dolores is taking out now is to buy natural medicine. She hopes to increase the money that she will make by selling the medicine at the markets in El Alto and later in her own shop. This kind of work allows her to generate revenue to maintain her home, since she is single and also supports her mother.
When asked what she likes about Pro Mujer, Erika responds that she likes the trainings on credit and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Erika es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de productos naturales; este negocio lo emprendió bajo el asesoramiento de una tía que realizaba la misma actividad, en la actualidad es un buen negocio.
El crédito que ahora sacará es para el aumento de capital (compra de medicina natural) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y apoya económicamente a su madre.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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