Virgen De Guadalupe Group
The loan they receive will benefit small micro-entrepreneurs including Señora Hilda. She explains that she joined Pro Mujer fifteen years ago, after being invited by a friend who was a member of the organisation. She currently has a business making and selling jackets. She set up this business with the first loan she obtained from Pro Mujer, also learning how to make clothing in the technical courses given by the organisation.
She will use this loan to increase her capital (to buy leather) which she purchases from markets in the city of El Alto. She then sells it in her sales outlet. This way of working allows her to make money to support her household as much as possible, because she is single and has two children.
When asked what she likes about Pro Mujer, she says that she likes the training sessions on loans and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Hilda es integrante, ella indica que hace quince años que integra Pro Mujer, ingresando por invitación una amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura y venta de chamarras; este negocio lo emprendió al conjuntamente el primer préstamo que obtuvo en Pro Mujer, aprendiendo también en la institución la costura en los cursos técnicos que se desarrolla.
El crédito que ahora sacará es para el aumento de capital (compra de cuero) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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