Las Carabuqueñas Y Cariñosas Group
The loan will be used in some small businesses of which Rosa is a member. Rosa says that this is the first time she has joined the field partner, and that she joined at the invitation of a representative of the field partner that came to visit her in her home. Rosa currently has a business selling fish. She says that she learned this business from her parents and her in-laws and that it is a family business.
Rosa will use this loan to replace some of the tools she uses in her business, such as buying new fishing net. She will buy the fishing net in the markets of the city of El Alto and then install it in the stall where she sells her fish. She says that her business allows her to earn income to pay for as many of her household expenses as possible. Rosa is married and has four children.
Asked what she likes about the field partner, Rosa says that she likes the training programs that deal with health and with credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosa es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de pescado; da a conocer que este negocio lo aprendió de sus padres y sus suegros, ya que este es un negocio familiar.
El crédito que ahora sacará es para la renovación de herramientas (compra de red) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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