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Oscar Omar
This borrower is from the District of Fortín in Guayaquil. He started his business because he lacked a job. He used a small amount of his savings and invested it in a store and bakery. The borrower is married and his wife always helps him in his business. They have two children who attend a state school in the area. In the future, he wants to increase his business so that his shop can serve as an example in the area where he lives.

The borrower needs a loan so that he can buy supplies for his bakery, such as flour and butter.

View original language description ↓
El cliente es de la zona de Fortín en Guayaquil. Empezó su actividad por la falta de empleo, tuvo unos pequeños ahorros los cuales los invirtió para montar una tienda y panadería. Es casado y su esposa lo ayuda siempre en el negocio. Tiene 2 hijos que estudian en la escuela fiscal del sector. En un futuro, desea incrementar su negocio de tal forma que su tienda sea la referente del área donde viven. Necesita el crédito para la compra de insumos de panadería como harina y mantequilla.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Oscar Omar to buy flour, butter, and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2013
Aug 31, 2013
Currency Exchange Loss:
Sep 4, 2014