Chamampi Sartasiñani Group
The loan they are taking out will benefit small businesswomen, one of which is Elsa. She tells us that she joined Pro Mujer nine years ago on the invitation of a friend who is a member of the institution. She currently has a business weaving and selling embroidered blankets. She also tells us that she started this business when she was very young, learning her technique in a workshop where she was employed and later deciding to start her own shop.
The loan she is currently taking out is to increase her capital to buy silk, which she will get from distributors wholesale and which she will then embroider and sell at her shop. This way of working allows her to generate income to support her family, as she is married with five children.
When asked what she likes about Pro Mujer, she tells us that she likes the training sessions.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elsa es integrante, ella indica que hace nueve años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de elaboración y venta de mantas bordadas; da a conocer que este negocio lo emprendió a muy corta edad, aprendiendo la técnica en un taller donde era operaria, posteriormente decide implementar su taller propio.
El crédito que ahora sacará es para el aumento de capital (compra de ceda) que adquirirá de las empresas distribuidoras, por mayor, y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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