Papitas De Senkata Group
The loan they will take out will benefit small micro-businesses, such as Cecilia's. She says that the first time she came to Pro Mujer, she was joining at the invitation of her friends who are members of the group. Now she has a business weaving and selling skirts. We have come to understand that she learned this business when she used to help her mother with the family business. Later, she decided to start her own business, and now she works with her daughters, and she is teaching them the same trade.
The loan that she is now taking out is to increase capital to purchase wool, which she will purchase from wholesale stores in the city of La Paz and later make to sell by order. This type of work allows her to generate revenue to support her family because she is married and has five children.
When asked what she likes about Pro Mujer, she responded that she likes the loan, saving, and the health program.
The group is accompanied by the daughter of one of the members; she is dressed in black (in the photo).
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Cecilia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de sus amigas de grupo que son socias. En la actualidad ella tiene un negocio de tejido y venta de enaguas; da a conocer que este negocio lo aprendió cuando ayudaba a su madre al negocio familiar posteriormente decide establecer su negocio independiente y en la actualidad trabaja con sus hijas a quienes también enseñó el mismo oficio.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas mayoristas de la ciudad de La Paz y posteriormente ala elaboración lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en unión libre y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito, ahorro y el área de salud.
Al grupo acompaña la hija de una de las integrantes ella esta vcestida de negro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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