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Gotitas De Chocolate Group
In this Group: Ines Zulma , Rosario Blanca, Juan Carlos , Eugenia , Maria Antonieta, Veronica, Delia , Miriam
The Gotitas de Chocolate community bank will start their first loan cycle with Pro Mujer as part of the Santiago II regional center. The group has eight members and is led by an executive board of which Zulema is the president. The businesses that the members have are varied and include vegetable sales, a neighborhood store, braiding blankets, fruit sales, and sales of costume jewelry.

Zulema is one of the female small-business owners who will benefit from this loan. She joined Pro Mujer a year ago at the invitation of one of her friends in the group. Currently she has a business selling costume jewelry. She says she learned this business with the help of her parents, who gave her the capital to start the business and help her take care of her family.

She is requesting this loan to increase her capital and purchase costume jewelry from wholesale vendors in the city of El Alto. She will sell it at her sales location. This type of work allows her to generate resources to support her household since she has a common-law marriage and has three children.

When asked what she likes about Pro Mujer, she says she likes the health area.
View original language description ↓
La A.C. “GOTITAS DE CHOCOLATE” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Santiago II, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Zulema es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de verdura, tienda de barrio, trenzado de mantas, venta de frutas, venta de joyas de fantasía.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Zulema es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de sus compañeras del grupo. En la actualidad ella tiene un negocio de venta de joyas de fantasía; cuenta que este negocio lo aprendió con ayuda de sus padres quienes le dieron el capital para emprender este negocio y en la actualidad le ayuda a al sustento de su familia.

El crédito que ahora sacará es para el aumento de capital (compra de joyas de fantasía) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 98
    View loans »
    Bolivia Loans Fundraising
  • $28,223,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Gotitas De Chocolate Group's $2,700 loan helped a member to purchase costume jewelry.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 24, 2013
Listed
Aug 8, 2013
Currency Exchange Loss:
Covered
Ended:
Jul 17, 2014