Estrellitas De Magisterio Group
The loan will be used in some small businesses of which Josefina is a member. She became a member of the field partner one year ago at the invitation of some members of the group. Josefina currently has a business selling chicharrón. She says that she learned this business seven years ago, when she noticed the possibility of selling this product in her area.
Josefina will use this loan to increase the capital of her business by buying pork from wholesalers in the city of El Alto. She will use the pork to make chicharrón and sell it in her area. She says that this business allows her to earn income to pay for as many of her household expenses as possible. She lives with her partner and has four children.
Asked what she likes about the field partner, Josefina says that she likes the training programs on credit and on health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Josefina es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de sus compañeras del grupo. En la actualidad ella tiene un negocio de venta de chicharron (comida boliviana); cuenta que este negocio lo aprendió hace siete años, al observar la posibilidad que tenía en la zona para vender este producto.
El crédito que ahora sacará es para el aumento de capital (compra de carne de cerdo) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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