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Harriet is married with seven children and five of her children go to school. She doesn’t take care of additional family members. She has a business selling charcoal and has been in this business for 10 years. She has applied for a loan of 400,000 Uganda shillings from MCDT SACCO to buy more bags of charcoal. She generates additional income through selling produce. She works both from home and the market and sells to all categories of people but on retail. She works six days out of every week. Her major business challenges include seasonality and transportation. She aspires to acquire a delivery van for ease in transportation and also to build her own house. She resides in the family house and the family has access to electricity and piped water. Her monthly expenses include school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 185
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,571.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Harriet to buy more bags of charcoal.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 1, 2013
Aug 15, 2013
Currency Exchange Loss:
Nov 18, 2013