The loan they took out benefited small businesses where Basilia is a member. She says she joined Pro Mujer 10 years and 8 months ago when her daughter, who is a member, invited her. Currently she has a business in which she sells alcohol. She decided to run this business after observing that it is a product that is consumed at all times of the year.
The loan they are taking out now is for increasing capital (buying alcohol) that she will acquire from city markets in the city of El Alto and later sell in her store. This work allows her to generate resources that make it possible to maintain her home. She lives with her partner and three children.
When asked what she likes about Pro Mujer, she responds that she likes the focus on health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Basilia es integrante, ella indica que hace diez y ocho meses que integra Pro Mujer, ingresando por invitación su hija que es socia de la institución. En la actualidad ella tiene un negocio de venta de alcohol; este negocio lo instaló al observar que este es un buen producto de consumo en diferentes fechas del año.
El crédito que ahora sacará es para el aumento de capital (compra de alcohol) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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