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Natalia

Update on Natalia

Natalia sells clothes at the city market. A year ago, she tool advantage of a loan to buy school clothes. She was successful in how she invested the funds and earned an additional profit.

This year, a supplier offered Natalia deep discounts on clothing orders. The discounts are on school clothes and other fall clothing such as heavy pants, shirts, blouses, jackets and so forth. Natalia is asking for a loan so she can buy fall clothing at an advantageous price. The loan will allow her to earn extra profit and to improve her and her son's well-being. Natalia's business is their only source of income.
View original language description ↓
Наталья торгует одеждой на городском рынке. Наталья воспользовалась кредитом год назад для закупки школьной одежды. Она удачно вложила средства и получили дополнительную прибыль.

В этом году фирма-поставщик предложила Наталье существенные скидки на закупку одежды. Сюда входит как одежда для школьников, так и прочая осенняя одежда (штаны, рубашки, блузки, пиджаки, пр.). Наталья просит предоставить ей кредит для закупки осенней одежды по выгодной цене. Кредит позволит ей получить дополнительную прибыль и улучшить благосостояние своей семьи. Бизнес Натальи является единственным источником дохода для нее и ее сына.

Previous Loan Details

Natalia is a divorcee and has one son. She is a business owner and sells women's and sports clothing at the central market in Novaya Kahovka. She has worked in retail for 11 years. Natalia knows which clothing styles are in demand and has regular customers. Natalia wants to develop her business a... More from Natalia's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 8
    View loans »
    Ukraine Loans Fundraising
  • $6,232,100
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,250 helped Natalia to purchase clothing for the fall season.
85% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 1, 2013
Listed
Aug 13, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014
This photo was used before for a previous loan for Natalia. It was first posted on Kiva on Aug, 2012. Learn More