Marte is seeking lenders’ financial help to build some pillars for her vineyard; the amount she needs is 200,000 Albanian Lek. This will be her first loan.
Marte is a 57-year-old villager, and together with her four children and husband, lives in rural northeastern Albania. She has been practicing her agricultural skills to earn an income for almost the past nine years. She sells fresh produce in the nearby market and she considers herself lucky to have her children help her out as well.
“It’s so much easier having your family members help you out. Agriculture requires hard and physical labour, so help from others is mandatory and much appreciated, also,” she said, smiling at her children.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.