Drita is a villager and a married mother of four school-aged children, who has been selling baby calves and raw milk for the past seventeen years to locals.
Drita is requesting a loan to cover the newly-built barn.
Here is what Drita said during her interview with the loan officer: “I have been enjoying so far the livestock and the daily routine of waking up at 5am to milk the animals, fill the bottles with milk for sale, take out the animals to graze, clean up the stable, eat a quick breakfast and walk up the road to reach the transportation van called “furgon” here in Albania, that goes to the city of my destination and go door-to-door to sell the orders of milk to my established clientele. During the cold winters is hard though, because we are located in the northern part of the country where the winter is extremely cold and snowy.”
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.