Ny (pictured here) sells fish that her husband catches. In addition, she is hired to farm and gets paid a fee. Her husband is a fisherman and a motor remorque taxi driver. Motor remorques (a motorbike with a long carriage at the back) are not legal in Phnom Penh. Therefore, Ny applied for a loan to buy a moto kangbei for her husband, which is allowed in Phnom Penh. About moto kangbei: in the past, they were commonly known as "tuk tuks" (a three wheeled motorcycle taxi), but they are now officially called "moto kangbei" by government authorities.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.