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Albina Moncerrate
The members of La Mocora Communal Bank meet every two weeks in La Mocora, in Colón Parish in Portoviejo, a city known for its hardworking people who work in agriculture and ranching.

This is where Albina lives. She's 62 years old and married. She had eight children from this relationship but one of them died; the other seven are already adults. One daughter still lives with her. Her husband no longer works for health reasons.

Albina earns a living as a merchant to get ahead and because her husband can't work. She sells clothing and shoes via catalogue. She sells door-to-door as well as at her home. She works three days a week outside of the house and every day at home. She leaves her products with her customers on credit and collects every week. She buys her merchandise in Guayaquil whenever she needs to. She has had this job for six years and she's making progress little by little.

This loan is to buy clothing and shoes because she has several requests. She's a founding member of the communal bank, which she likes because the help she receives from the bank.

Her dream is for her husband's health to improve.
View original language description ↓
En la localidad La Mocora de la parroquia Colon de la ciudad de Portoviejo lugar conocido por su gente trabajadora y dedicada a la agricultura y la ganadería cada quince días se reúnen los socios del Banco Comunal La Mocora.

En este lugar vive la señora Albina, tiene 62 años de edad, está casada y de esta relación tuvo 8 hijos pero uno falleció, los otros 7 ya son mayores de edad, una hija aun viven con ella. Su esposo ya no trabaja por razones de salud.

Doña Albina para salir adelante y aun mas ya que su marido no puede trabajar se dedica al comercio, vende ropa y zapatillas por catálogos y su forma de venta es puerta a puerta y también vende en su casa. Trabaja tres días a la semana fuera de su casa y en ella todos los días, deja a crédito a sus clientes y cobra todas las semanas. Su mercadería la compra en Guayaquil cada vez que necesita. Tiene 6 años que se dedica a esta actividad con la cual poco a poco sale adelante.

Este crédito es para comprar ropa y zapatillas ya que tiene varios pedidos. Es socia fundadora del Banco comunal y le gusta por la ayuda que recibe del banco.

Su sueño es que su esposo mejore de su salud.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,432,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Albina Moncerrate to buy clothing and shoes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 22, 2013
Listed
Aug 7, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2014