Check out some available loans that are similar to this one!
Santos Rosa
Santos is 39 years old and lives with his wife in a community in northern Nicaragua. On his small farm, he grows basic grains for personal consumption and coffee as his main source of income. He has been doing this for more than 10 years. The average coffee production on his farm within the past few years has been 55 quintals (1 quintal = 46 kg) of coffee beans in parchment per 1.74 acres of land.

For this crop cycle, Santos is requesting a loan so that he can provide adequate maintenance for his coffee crops and increase his yield. The loan will be invested in the purchase of supplies and fertilizers for his coffee plants. His goal is to continue improving his crops by implementing good farming practices and meeting the criteria that is required for becoming a certified Fair Trade grower.

View original language description ↓
Santos tiene 39 años y vive con su esposa en una comunidad al norte de Nicaragua. En su pequeña finca cultiva granos básicos para autoconsumo, y café como principal fuente de sus ingresos desde hace más de 10 años. La producción promedio de café en su finca en los últimos años ha sido de 55 quintales de café pergamino por manzana. Para este ciclo está solicitado un crédito para darle un mantenimiento adecuado a su cafetal e incrementar los rendimientos. El crédito lo estaría invirtiendo en la compra de insumos y fertilizantes para su café. Su meta es continuar mejorando sus plantaciones mediante la implementando las buenas prácticas agrícolas y demás criterios que son exigidos por los procesos de certificación en los cuales participa, como el de Comercio Justo.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.


About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Santos Rosa to buy supplies and fertilizer for his coffee crops.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jul 27, 2013
Aug 9, 2013
Currency Exchange Loss:
Mar 29, 2014