This loan will benefit small entrepreneurs such as Sra. Quintina. She says that this is the first time she has joined Pro Mujer after receiving an invitation from a friend who is also a member of the organization. Quintina currently has a business where she makes handicrafts out of wool and fabric. She started her business several years ago through her own initiative. Upon learning her techniques, she was able to open her workshop with a small amount of savings.
The loan she is receiving now will be used to increase her capital for buying wool and fabric. She acquires her supplies at the fairs in the city of Alto and then uses them to make the products she sells from her retail space. Working in this manner enables her to generate income to support her household. Quintina is in a common-law relationship and has seven children.
When asked what she likes about Pro Mujer, Quintina said that she enjoys the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Quintina es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de artesanías en lana y tela; este negocio lo emprendió hace varios años, por iniciativa propia, al aprender la técnica y con un pequeño ahorro que tiene inicio su taller.
El crédito que ahora sacará es para el aumento de capital (compra de lana y tela) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene siete hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid