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1 De Abril Group
In this Group: Teofila, Gregoria, Lidia, Dilma, Felipa, Valeriana, Marcelina, Rosa*, Florencia
* not pictured
The Communal Bank “1 de Abril” (April 1st) is starting its seventh loan cycle with Pro Mujer as part of the Senkata Community Center. This group consists of nine members and is led by a Board of Directors headed by Sra. Teófila as its president. The members of this Communal Bank engage in various businesses such as selling reloadable mobile phone minutes, selling roasted corn, selling fruits, selling sweetened popcorn, selling vegetables, selling orange juice, knitting sweaters, and sewing.


This loan will benefit small entrepreneurs such as Sra. Teófila. She says that she joined Pro Mujer three years ago after receiving an invitation from her friends from the group who are also members. In addition, a promoter from the organization came to her house to visit. Teófila currently has a business selling condiments. She learned about this line of work by helping her mother run the family business. Afterwards she decided to establish her own independent business.


The loan she is receiving now will increase her capital for buying condiments, which she will acquire from the wholesale vendors in the city of La Paz. She will then sell these products from her vending stall. Working in this manner enables her to generate income to sustain her family. Teófila is in a common-law relationship and has two children.


When asked what she likes about Pro Mujer, Teófila said that she enjoys the loans and the health services. In the photograph, one woman is not present because she had a doctor’s appointment.

View original language description ↓
La A.C. “1 DE ABRIL” iniciará el séptimo ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Teófila es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de cargadores de celulares, venta de tostados, venta de frutas, venta de pasankallas, venta de verduras, venta de jugos de naranjas, tejido de busos de lana, costura.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Teófila es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de sus amigas de grupo que son socias una promotora de la institución que fue a su casa a visitarle. En la actualidad ella tiene un negocio de venta de condimentos; da a conocer que este negocio lo aprendió cuando ayudaba a su madre al negocio familiar posteriormente decide establecer su negocio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de condimentos) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en concubinato y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el área de salud.

En la fotografía no se encuentra una señora porque se fue a consulta médica.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 97
    View loans »
    Bolivia Loans Fundraising
  • $29,043,925
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 1 De Abril Group's $2,050 loan helped a member to buy condiments.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 23, 2013
Listed
Aug 8, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014