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Vida Y Verdad Group
In this Group: Celeste Gabriela, Silvia , Hilda, Virginia Filomena, Guillermina, Victoria, Nelba, Maria Marga
The "Vida y Verdad" (Life and Truth) communal bank will begin its third cycle with Pro Mujer, as part of the Collpani regional office. It is composed of 8 members and is led by a governing board, of which Señora Celeste is President. The businesses run by the members of the communal bank are varied, and include: selling various products, selling liquor, driving minibuses, tailoring, selling clothing, and sewing traditional skirts.

The loan that they will take out will benefit microentrepreneurs like Señora Celeste. She says that she became a member of Pro Mujer two years ago, joining at the invitation of a friend who was a member. Today, she has a business selling wool. She started the business with the small amount of money she saved while helping her mother; later, she decided to start her own business.

The loan she will now take out is to increase the capital (purchase of wool) that she will get from the markets in the city of El Alto and then sell in her shop. This work permits her to generate income to maintain her household as well as possible, as she lives with a partner and has a daughter.

When asked what she likes about Pro Mujer, she responded that she likes the training.
View original language description ↓
La A.C. “VIDA Y VERDAD” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Celeste es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de productos variados, venta de licores, manejo de minibuses, taller de costura, venta de ropa, costura de polleras.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Celeste es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de lanas; este negocio lo emprendió con un pequeño ahorro que cuando le ayudaba a su madre, posteriormente decide implementar su negocio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene una hija.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan las capacitaciones.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 222
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Vida Y Verdad Group's $5,775 loan helped a member to purchase wool.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 22, 2013
Aug 7, 2013
Currency Exchange Loss:
Jan 17, 2015