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Maria Aracely
María, 24, is a young homemaker and farmer, the single mother of two daughters. She completed school. She lives with her brother.

She and her brother are farmers. They have grown potatoes and vegetables for a long time because their parents taught them to work the land, and agriculture's a tradition in their family. She also grows corn and beans in the cold weather.

She's grateful to God that she has her own plot of land to farm. It's located across from her house, so her maintenance is more constant. Only she and her brother are involved.

She has requested a loan from the COMIXMUL cooperative because she's going to buy certified potato seed with soil amendments and fertilizer to maintain her current crops as well as the ones she plans to grow.

With this purchase she plans to extend her crops a little more, sell more to her customers, and generate greater income for her family. Her dreams are to be able to give her children a good education and a better life.
View original language description ↓
María es una joven de 24 años de edad ama de casa y agricultora madre soltera de 2 hijas con un grado de escolaridad completa la cual vive con su hermano. Ella en compañía de su hermano se dedica al cultivo, siembra de papa y hortalizas desde hace muchos años ya que fueron sus padres los que le enseñaran a trabajar la tierra y en su familia es una tradición la agricultura. Ella también se dedica al cultivo de maíz, frijol en tiempo frío y agradece a DIOS por tener un terreno propio en donde cultivar el cual está ubicado en frente de su casa de habitación por lo que la asistencia y mantenimiento de sus cultivos es más constante en el cual solo ella y su hermano se involucran.

Ella ha solicitado a la cooperativa COMIXMUL un financiamiento ya que sus planes son los de comprar semilla de papa certificada con abono y fertilizantes para dar mantenimiento a los cultivos actuales y a los que planea cultivar.

Con esta compra ella planea extender un poco más sus cultivos, ofrecer más a sus clientes y generar mayores ingresos para su familia ya que sus sueños son los de poder darles a sus hijas una buena educación y una mejor vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 15
    View loans »
    Honduras Loans Fundraising
  • $8,225,225
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Maria Aracely to buy certified potato seed and agricultural inputs.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 7, 2013
Listed
Aug 7, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 28, 2014