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Raisa

Update on Raisa

Raisa lives and works in the city of Melitopol. She sells an assortment of men's clothing at one of the railway station markets. Raisa already bought a stall and can currently save the rent.

Raisa needs an amount of 10,000 hryvnia in order to purchase goods wholesale to sell during the fall and winter season. Based on the additional goods, Raisa would like to stepwise develop her business further and improve the welfare of the family.
View original language description ↓
Раиса живет и работает в городе Мелитополь. Она торгует мужской одеждой в ассортименте на одном из привокзальных рынков. Раиса уже выкупила киоск и теперь может экономить на затратах на аренду.
Раисе нужна сумма в 10 000 гривен для того, чтобы оптом закупить товар на осень-зиму под реализацию. За счет дополнительной партии товара Раиса надеется постепенно развивать свой бизнес дальше и улучшать благосостояние семьи.

Previous Loan Details

Raisa works in retail at a market. For the past 17 years, Raisa has been selling men's footwear and clothing at one of the local markets in Melitopol. Thanks to being well experienced and having her own market stall, Raisa has been able to establish a regular clientele and has become successful. ... More from Raisa's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

Tags

About Ukraine

  • $8,200
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,250,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,250 helped Raisa to purchase goods wholesale for the fall and winter season.
91% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 25, 2013
Listed
Aug 13, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014