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La Poma Group
In this Group: Antonio Alfonso, Isidra De Fatima , Rosa Amelia
The group is made up of three members who are successful micro-entrepreneurs. One of them is Isidra, 43. She's married and has four children, ages 22, 20, 18, and 14.

Isidra's business for the last 20 years has been making and selling sweets. Her older children help her buy the supplies she needs to make her products. She has been a client of the institution for 15 years.

She'll invest the loan in buying ingredients such as sugar, oil, cinnamon, flour, papaya, disposable cups, and spoons.

Antonio, 30, has a grocery store. Rosa, 44, raises and sells chickens and flowers.
View original language description ↓
El grupo está formado por tres socios microempresarios exitosos uno de ellos es Isidra mujer de 43 años de edad, casada, con cuatro hijos de 22, 20, 18 y 14 años. Su negocio es la elaboración y venta de dulcería desde hace 20 años. Sus hijos mayores le ayudan a ir a comprar la materia que necesita para elaborar sus productos. Hace 15 años es cliente de la institución. El crédito lo invertirá en la compra de materia prima como azúcar, aceite, canela, harina, papaya, vasos descartables, cucharas. Antonio hombre de 39 años de edad, su negocio es una pulpería y Rosa mujer de 44 años de edad y se dedica al negocio de crianza y venta de gallinas y flores.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,045,725
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of La Poma Group's $1,200 loan helped a member to buy ingredients to make sweets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 12, 2013
Aug 17, 2013
Currency Exchange Loss:
Jan 18, 2014