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En Nombre De Dios Group
In this Group: Ana , Bismar, Fatima Del Rosario

Update on En Nombre De Dios Group

This group has three members. One is 33-year-old Ana. She is single and has a three-year-old son. Ana has been selling Avon products for six years. She has been with the communal bank for three years and is applying for this loan to buy cosmetics, such as perfumes for men and women, make-up, facial creams, nail varnish, lipsticks, body creams, and more, on credit. Fátima, 27 years old, has a business selling underwear. Bismar is 43 years old and sells second-hand clothes.
View original language description ↓
Este grupo está formado por tres socios uno de ellos es Ana mujer de 33 años de edad, soltera, con un hijo menor de 3 años. Su negocio es la venta de cosmético de Avon desde hace 6 años. Tiene de ser cliente de la institución 3 años y el crédito lo solicita para comprar cosméticos al contado como perfumes de damas, caballeros, maquillajes, cremas faciales, pinturas de uñas, pinturas de labios, cremas para cuerpos, etc. Fátima mujer de 27 años de edad su negocio es la venta de ropa íntima y Bismar hombre de 43 años de edad su negocio es la venta de ropa usada.

Previous Loan Details

The group 'En el nombre de Dios' (In the name of God) is made up of three hardworking and enterprising people. One of them is Miriam. She has had a fried food stand for the last four years and will use this loan to purchase beef, chicken, enchiladas, taco shells, tajadas, etc. The other members ... More from En Nombre De Dios Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 90
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 25.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of En Nombre De Dios Group's $725 loan helped a member to buy cosmetics, such as perfumes for men and women, make-up, facial creams, nail varnish, lipsticks, body creams, and more, on credit.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 12, 2013
Aug 17, 2013
Currency Exchange Loss:
Jan 18, 2014