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Kim's Group
In this Group: Kim, Srey, Ang
Kim, a villager from Kandal province, is 53 years old and married. She has six children, two of whom are still in school and dependent upon her. Her main source of income is from a rice growing business, as well as from her husband who is a fisherman in the local area. She has been involved in her current business for 33 years.
Kim has been with VisionFund Cambodia (Kiva’s partner) for three cycles and has fully repaid her prior loans with success. The past loans have enabled her to improve her living condition by purchasing decent food and clothing, and allowed her to keep her children in school.
For this cycle, she joins a group of three with the same loan amount request. As the leader, she will spend her loan portion to build a below the ground latrine for her family, which will improve sanitation for her children and help to prevent any diseases caused by poor sanitation.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s initiative to expand access to clean water and/or sanitation to poor rural households.

Water filter loans provide poor households with clean, safe drinking water without requiring it to be boiled over wood fires. This protects borrowers’ health and Cambodia’s precious forests. Today, many rural Cambodians depend on rainwater, boreholes and surface water -- none of which are regarded as safe sources of fresh water. Walter filters provide a safer, easier and more economic alternative. VisionFund Cambodia is partnering with Hydrologic Social Enterprise to get water filters to families who need them most.

Latrine loans help households build standard, housed latrines for improved sanitation. In rural Cambodia, sanitation poses a major challenge for those who cannot afford to construct a household latrine. Every year, thousands of children die and many others fail to thrive due to dehydration, poor immunity and malnutrition caused by diarrhea and poor sanitation. VisionFund Cambodia is offering credit to change this picture.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 104
    View loans »
    Cambodia Loans Fundraising
  • $36,157,725
    Funds lent in using Kiva
  • 4,102.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kim's Group's $150 loan helped a member to build a decent latrine.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 8, 2013
Listed
Aug 14, 2013
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014