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Guljamal
Guljamal is 38 years old, married and has three children. Her oldest son is a college student, and the rest of the children are school students. Guljamal became involved in selling children's clothing in 1998, having started with a sum of 20,000 som (KGS). Guljamal was able to grow her business to have a monthly income of about 15,000 som (KGS). In order to expand her merchandise selection, especially for the upcoming school season, Guljamal requested a loan in the amount of 100,000 som (KGS) from the Microfinance bank "Bai-Tushum and Partners" to buy school children's clothing. She plans to invest the earnings from the business in further expanding merchandise selection and also wants to complete the construction of her house in the future.
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Гулжамал 38 лет, замужем, имеет 3 детей. Старший сын-студент, остальные школьники. С 1998 года Гулжамал начала заниматься торговлей детской одежды, стартовав с суммой в 20,000 сом (KGS), Гулжамал сумела развить свой бизнес с ежемесячным доходом в сумме около 15,000 сом (KGS). В целях расширения ассортимента товаров, а именно на предстоящий школьный сезон Гулжамал обратилась в Микрофинансовый банк «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на закупку товаров детской одежды для школы. Гулжамал планирует вложить доходы от бизнеса в дальнейшее увеличение ассортимента товара, а также в будущем хочет завершить строительство дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 171
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,536,875
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,050 helped Guljamal to buy school children's clothing.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 1, 2013
Listed
Aug 13, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2014