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Raikhan is 46 years old, divorced and has four children (3 sons and 1 daughter). Raikhan has a higher education and is well respected by her neighbors. They say that she is a kind and hardworking woman. To provide the primary source of income for her family, Raikhan has been involved in selling food products since 2004, having started this business with 20,000 som (KGS). She leases her store and sells food products there. Thanks to her hard work, Raikhan was able to grow her business and expand the merchandise selection. Her business yields about 40,000 som (KGS) per month, serving as a base for covering family expenses for food and needs. The income from the business allowed Raikhan to increase her product turnover. In order to further develop her business, Raikhan requested a loan in the amount of 122,000 som (KGS) from the Microfinance bank "Bai-Tushum and Partners" to buy food products wholesale for future resale. The earnings from the loan will help Raikhan to increase product turnover at the food market, and the resulting profit will help her to raise and educate her children in good conditions.
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Райхан 46 лет, разведена, имеет 4 детей (3 сына и 1 дочь). У Райхан высшее образование, имеет очень хорошие отзывы от своих соседей. Они отзываются о ней как о доброй и трудолюбивой женщине. Райхан в качестве основного дохода для своей семьи, с 2004 года занимается торговлей продуктов питания, начав этот бизнес с 20,000 сом KGS. Магазин у нее арендованный, реализует продукты питания. Благодаря упорному труду Райхан, она смогла развить и расширить свой товар, ее деятельность приносит около 40,000 сом KGS в месяц, что служит основой для покрытия расходов на питание и бытовые нужды семьи. Доходы от бизнеса позволили Райхан расширить свой товарооборот. В целях дальнейшего развития своего бизнеса, Райхан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 122,000 сом (KGS) на покупку оптовых продуктов питания для дальнейшей перепродажи. Доходы от кредита помогут Райхан увеличить товарооборот в продуктовом магазине, а также полученная прибыль поможет растить и обучить детей в хороших условиях.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 76
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,918,375
    Funds lent in using Kiva
  • 49.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Raikhan to buy food products wholesale for future resale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 30, 2013
Aug 13, 2013
Currency Exchange Loss:
Feb 17, 2015