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Juntos Para El Exito Group
In this Group: Cintia Madeley, Isabel, Maria Elizabeth, Kelly, Yenny

Update on Juntos Para El Exito Group

Cintia is 26 years old, single, and has 3 children. For 5 years now she has sold shoes (sandals, shoes, etc.) Cintia has established a loyal customer base which has generated earnings enabling her to cover household expenses.

In the future, Cintia would like to open a shop where she can sell her merchandise and obtain greater earnings. She will use her loan to purchase added footwear.

Cintia and all the other group members are grateful to Kiva for facilitating this loan and for the confidence they have demonstrated in them.

Cintia appears in the photo seated behind the table. She bids goodbye, offering the promise that she will comply with all her proposed targets.
View original language description ↓
La Sra. Cintia, tiene 26 años de edad, es soltera y tiene 3 Sra. Cintia, se dedica desde hace 5 años a la venta de calzados, (sandalias, zapatos etc.) la Sra. Cintia ha llegado a fidelizar a sus clientes el cual le ha generado ganancias para poder cubrir los gastos de su hogar, En el futuro le gustaría tener un local propio donde poder vender sus productos y obtener mayores ganancias econó Sra. Cintia usará el préstamo para poder comprar más productos de calzados, a la vez la Sra. Cintia y todos los integrantes se encuentran agradecidos con Kiva por el préstamo otorgado y por la confianza que se les ha sido brindada. La Sra. Cintia se encuentra parada se encuentra detrás de la mesa Se despide Dejando la promesa que cumplirá todas sus metas propuestas.

Previous Loan Details

The members of the Communal Bank “Juntos Para El Éxito” (Together for Success) make up a group of six enterprising women who possess great creativity in their businesses. Sra. Isabel is 43 years old, in a common-law relationship, and the mother of three children. For the past 10 years, she ha... More from Juntos Para El Exito Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,995,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juntos Para El Exito Group's $1,875 loan helped a member to buy footwear to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 5, 2013
Aug 6, 2013
Currency Exchange Loss:
Mar 17, 2014