Ms Ana is 47 years old, married, and has two children. She is an innovative woman. For this reason she decided to launch a small beauty product business. Currently, it is going very well and she has the support of her family and her two children. The loan that she is asking for is to purchase beauty products. Her business is doing very well, and she wants to continue satisfying the needs of her customers.
Ms Ana, along side other members of the "JUANA DE ARCO" group, is grateful for KIVA, EDAPROSPO and other investors for the trust placed in them. Ana is the woman in the middle wearing the heavy vest holding the pen and notebook on the table. She leaves promising that she will fulfill all her proposed goals.
La sra. Ana de 47 años de edad casada y con 2 hijos, es una mujer audaz es por eso que decidió emprender un pequeño negocio de productos de belleza,actualmente le va muy bien y tiene el apoyo de su familia y de sus hijos. El préstamo solicitado es para la compra productos de belleza ya que la sra. Ana le va muy bien el en negocio y asi seguir satisfaciendo las necesidades del cliente . La Sra. Ana junto a las demás integrantes del grupo "JUANA DE ARCO" agradecen a KIVA, y los diferentes inversionistas por la confianza depositada en ellos. La Sra. Ana es la mujer que viste un chaleco plomo se encuentra en el medio y se le observa cogiendo un lapicero y el cuaderno que esta sobre la mesa. Se despide Dejando la promesa que cumplirá todas sus metas propuestas.
EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.