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Trabajando Para El Futuro Group
In this Group: Juana Julia, Roberto , Marilú , Mercedes Raquel, Rosa *, Ana Flor, Rojas Medina Pamela, Yolanda
* not pictured
Trabajando para el Futuro Group is made up of eight responsible members in various commercial activities.

One of them is Mercedes, 37. She has a partner and one son. Mercedes has made a living for three years selling clothing for women and men in a small space every day so she can get ahead and be able to pay for her son's school.

With the fruit of her labor Mercedes has managed to improve her home, help with her child's education, and continue improving her business. Her biggest desire is for her son to be a professional. This is why Mercedes works a lot.

With the loan she'll invest in buying more clothing so she can have more income.

Mercedes is seated and has a piece of paper on top of her hand. At the same time she sends a hug to Kiva and to EDAPROSPO. She's grateful for the loan granted because it makes it possible for her to move forward.
View original language description ↓
Un grupo conformado por 8 personas responsables a distintas actividades comerciales. Así son las integrantes del grupo comunal. “trabajando para el futuro” una de ellas es la Sra. mercedes de 37 años conviviente y con 1 hijo, la Sra. Mercedes se dedica ya hace 3 años a la venta de ropa tanto para damas como para caballeros en un pequeño local todos los días con el merito de salir adelante y así poder pagar el colegio de su hijo, Con el fruto de su esfuerzo la Sra. Mercedes ha logrado mejorar su vivienda y apoyar en la educación de su hijo. Seguir mejorando su negocio, su mayor deseo es que su hijo sea profesional es por eso que la Sra. Mercedes trabaja mucho, Con el préstamo otorgado lo invertirá en comprar más ropas y poder tener mas ingresos económicos. La Sra. Mercedes está sentada se le observa que tiene un papel sobre la mano, la vez se despide con un abraso a Kiva y Edaprospo y agradece el crédito brindado ya que hace posible su progreso.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $60,091,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
A portion of Trabajando Para El Futuro Group's $3,775 loan helped a member to buy clothing.
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 25, 2013
Aug 7, 2013
Currency Exchange Loss:
Sep 6, 2013