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Adela
Adela, 48, is married and the mother of two adult children, one of whom lives in the United States. She's a homemaker and a farmer. She wasn't able to continue her elementary education because her parents had limited economic resources and couldn't help her.

She, her husband, and her children do the planting and take care of the coffee plants as well as grow corn and beans. Her challenge is the change in coffee prices and the agricultural inputs she needs to maintain the crops. Her crops are a 10-minute walk from her house; she walks there with her son and her husband.

Currently she plans to get an excellent coffee harvest, but to make that possible she's requesting a loan from COMIXMUL cooperative to buy the necessary agricultural inputs to protect her plants from disease and pests.

Her plans for the future are to see her plants in better condition, to make her crop more attractive for the final customers, and to generate profits to re-invest and build her assets for her children and grandchildren.
View original language description ↓
Doña Adela tiene 48 años de edad, es casada es ama de casa y agricultora, madre de 2 hijos los cuales son adultos y uno de ellos vive en EE.UU. Ella tiene un grado de educación primaria incompleto el cual no pudo continuar cursando por la falta de apoyo económico ya que sus padres eran de escasos recursos. En compañía de su esposo y su hijo trabajan la siembra y elaboración de viveros de café como también la siembra de maíz y frijol. Como desafió ella encuentra la varianza de los precios en cuanto a este producto como también los insumos agrícolas que necesita para el mantenimiento de este producto. Sus cultivos están ubicados a 10 minutos de camino de su casa de habitación al cual se trasladan a pie en compañía de su hijo y su esposo.

Actualmente ella planea sacar una excelente cosecha de café pero para ser posible eso ella ha solicitado un financiamiento a la cooperativa COMIXMUL con el cual comprara los insumos agrícolas necesarios para proteger sus cultivos de enfermedades y bichos.

Sus planes a futuro son los de ver sus cultivos en las mejores condiciones posibles hacer que su producto sea atractivo para los clientes finales y generar ganancias para re invertir y construir un patrimonio para sus hijos y sus nietos.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $7,989,275
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Adela to buy agricultural inputs for her coffee crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 6, 2013
Listed
Aug 6, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014