She, her husband, and her children do the planting and take care of the coffee plants as well as grow corn and beans. Her challenge is the change in coffee prices and the agricultural inputs she needs to maintain the crops. Her crops are a 10-minute walk from her house; she walks there with her son and her husband.
Currently she plans to get an excellent coffee harvest, but to make that possible she's requesting a loan from COMIXMUL cooperative to buy the necessary agricultural inputs to protect her plants from disease and pests.
Her plans for the future are to see her plants in better condition, to make her crop more attractive for the final customers, and to generate profits to re-invest and build her assets for her children and grandchildren.
Actualmente ella planea sacar una excelente cosecha de café pero para ser posible eso ella ha solicitado un financiamiento a la cooperativa COMIXMUL con el cual comprara los insumos agrícolas necesarios para proteger sus cultivos de enfermedades y bichos.
Sus planes a futuro son los de ver sus cultivos en las mejores condiciones posibles hacer que su producto sea atractivo para los clientes finales y generar ganancias para re invertir y construir un patrimonio para sus hijos y sus nietos.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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