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Enma Karely
Emma, a humble and hard-working woman, lives in the town of Ticuantepe with her husband and children. She struggles day to day to be able to fulfill her dream of finishing the construction of her home and being able to improve her living conditions. She has a business selling food and producing nacatamales. Her husband supports her with home expenses.

With this loan, she will buy rice, oil, vegetables, soft drinks, etc. Thus, her customers will increase and her business will generate better profits. She is thankful for the support that Afodenic in conjunction with Kiva funds are providing her.
View original language description ↓
La señora Enma mujer humilde y trabajadora, habita en el municipio de Ticuantepe, junto a su esposo e hijos, ella lucha dia a dia para poder cumplir su sueño, terminar de construir su casa y poder mejorar sus condiciones de vida, ella tiene un negocio vende comida y realiza nacatamales, su esposo la apoya con los gastos del hogar, coneste credito compra, Arroz, Aciete, Verduras, Refrescos etc. asi sus clientes aumentaran y sus negocio le generara mayores ganancias, Agradece el Apoyo que Afodenic en conjunto a Fondos Kiva le esta brindado

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $3,636
    Average annual income
  • 147
    View loans »
    Nicaragua Loans Fundraising
  • $24,068,900
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Enma Karely to buy groceries.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 6, 2013
Currency Exchange Loss:
Jul 17, 2014