Deifilio, 62, is single and has three children, who live with him in Cruz de Peran in the Chillanes canton of Bolivar province. Deifilio plants tomatoes and corn. He has applied for a loan to buy fertilizer, supplies, and manure. He makes his purchases in Chillanes weekly.
The loan will cover his needs and let him buy fertilizer and manure at lower prices. Weather and pests have been his biggest challenges. He dreams of renovating his house. He likes to spend his free time with his family.
Deifilio tiene 62 años de edad, es soltero, tiene 3 hijos, vive con sus hijos en la comunidad Cruz de Peran Cantn Chillanes Provincia Bolvar.
Deifilio se dedica a la agricultura, siembra de tomate árbol, maíz.
Solicita el crédito para comprar fertilizantes, insumos, abonos .
Las compras lo realizan en Chillanes cada semana.
Con el apoyo del crédito podrá cubrir sus necesidades y comprar los fertilizantes y abonos al contado a menor precio.
Su desafío fue los fenómenos naturales y plagas.
Su sueño es arreglar la casa. En el tiempo libre le gusta visitar a la familia.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!