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Eddy Job
Eddy is 31 years old. He is single and has no children. He has been working since he was 20 years old and is now an industrial engineer. He is currently working in the occupational hygiene and security department of a business. Eddy's goal is to continue working so that he can get ahead in life. This loan is to pay for a Master's course in Occupational Health, for which he is currently studying. This course costs more than his monthly income, which is very low and, so, he is applying for a loan in order to achieve his dream. This will allow him to improve his finances so that he can help his family more.
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Eddy, es un joven de 31 años de edad, soltero sin hijos, quien desde los 20 años empezó a trabajar, ahora es ingeniero industrial desempeñándose actualmente en el área de higiene y seguridad ocupacional para una empresa. Su meta es continuar preparándose para salir adelante en la vida y este crédito que solicita es para poder pagar una maestría que está cursando en Salud Ocupacional. Lo cual tiene un costo muy alto comparado a sus ingresos mensuales que son muy bajos, es por eso que acude a solicitar apoyo crediticio para lograr su sueño, lo que le permitiría la posibilidad de mejorar su economía para ayudar más a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.


About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,475 helped Eddy Job to pay for a Master's course.
61% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jul 10, 2013
Aug 6, 2013
Currency Exchange Loss: