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Maria Cruz
Maria, 43, is a homemaker and farmer. She's the mother of nine children who help each other get ahead, as in any big family. The family business is growing and selling coffee. She and her live-in companion have done this work for more than 30 years.

Through her own interest she decided to learn to farm with her parents, who have farmed their entire lives. Her customers are neighbors and intermediaries who come to or live in the area where she lives. She also sells in the local market and in nearby places.

The land that she and her husband and their children farm is her own. She acquired it thanks to one of her customers, who facilitated the sale. It's located in the same place where their house is built.

Currently she needs some economic support to buy inputs to protect her coffee crop, which she'll sell. At the end of the harvest she plans to sell the beans and earn income to re-invest in her crops.

Her plans and dreams for the future are to buy more land to be able to continue growing coffee and offer a better variety, such as caturra and lempira beans, which are competitive products in the market and more attractive for her customers.
View original language description ↓
Doña María con 43 años de edad es ama de casa y agricultora madre de 9 hijos los cuales como una gran familia se apoyan mutuamente para sacar adelante el negocio de la familia como ser la siembra y venta de café. Ella en compañía de su compañero de hogar se ha dedicado a esta actividad hace más de 30 años y fue por interés propio que ella decidió aprender a trabajar la tierra en compañía de sus padres ya que ellos son agricultores desde toda una vida. Sus clientes son los vecinos e intermediarios que llegan y viven en la zona donde ella habita al igual que el mercado local y en los lugares aledaños. El terreno que ella en compañía de su esposo y sus hijos trabaja es propio y lo adquirió gracias a la compra que hicieron a uno de sus clientes el cual les facilito a ellos obtener un terreno para trabajar lo propio y está ubicado en el mismo lugar donde está construida su casa de habitación.

Ella actualmente necesita un apoyo económico para la compra de insumos agrícolas para proteger sus cultivos de café con los cuales al final de la cosecha ella planea vender el grano y obtener ingresos para re invertir en sus cultivos.

Los planes y sueños a futuro son los de comprar más tierra para poder seguir cultivando café y ofrecer una mejor variedad como el caturra, lempira, etc. que son productos competitivos en el mercado y más atractivos para sus clientes.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

Tags

About Honduras

  • $4,200
    Average annual income
  • 56
    View loans »
    Honduras Loans Fundraising
  • $8,390,575
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Maria Cruz to buy agricultural inputs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 5, 2013
Listed
Aug 6, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014