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María Andrea
The client lives in Guayaquil’s Orquídeas sector. Some time ago she took a beauty course from a friend who owns a beauty salon and this is how she learned everything related to this business. She then decided to open her own business which has had productive results to date. She works alone, especially evenings and nights.

She’s married and her husband works for a cable television company. She has two children attending the local public school. She needs the loan to buy beauty supplies for her salon.
View original language description ↓
La cliente reside en el sector de Orquídeas en Guayaquil. Tiempo atrás tomó un curso de belleza con una amiga que tiene un gabinete y de esta forma aprende todo lo relacionado al negocio. Luego decide ponerse su propio negocio el cual le ha resultado productivo hasta ahora. Trabaja sola, especialmente durante la tarde y noche. Es casada y su esposo trabaja en una compañía de televisión por cable. Tiene 2 hijos que estudian en la escuela fiscal del sector. Necesita el préstamo para invertirlo en la compra de insumos de belleza para su gabinete.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped María Andrea to buy beauty supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 9, 2013
Aug 6, 2013
Currency Exchange Loss:
Sep 4, 2014