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Elmira and her nice family live in a beautiful and sunny city, Yerevan. Elmira is married, and she has a daughter and a son. Her son is a student at Yerevan State Theatrical Institute, and, in the near future, he will become a theatre actor. Her daughter lives in Russia. Elmira’s husband works as a taxi driver. Elmira has a higher education as a pedagogue. She works at a school as a mathematics teacher for elementary classes, and she loves her work very much. As she mentions, work with children is very interesting and tense, but, at the same time, she teaches the lessons very skillfully, full of games and interactive methods, which are very useful for that age of pupils. Elmira also teaches paid courses of mathematics at home with several children.

Elmira has decided to request a loan of 650,000 AMD, as she wants to buy a computer and some literature connected with her specialty, which will be very useful both for her courses and her home.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • 410.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Elmira to buy a computer and some literature connected with her specialty.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 12, 2013
Aug 13, 2013
Currency Exchange Loss:
Feb 20, 2015