Jemma has recently graduated from the faculty of International Relations and Public Administration in Yerevan State University. Jemma’s parents are both employed; her father works as a driver and her mother is a teacher at a school. Jemma says that she really enjoyed her degree, but she decided to work in a different field. She chose to work as a cosmetologist, and obtained the highest qualification of cosmetology. She now has a small but very nice office of her own, and nearly all of the modern equipment that she needs for her work. She is well-known and very much trusted as a specialist in her district, and her clients say that she can work wonders with any woman who needs help with their appearance.
Jemma has asked for a loan of $2,200 to buy a special machine for photo epilation, a service which is in great demand among her clients.
About “Nor Horizon”
“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.
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