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Narine is 34 years old, has two small children, and lives with her family in the city of Vanadzor. She has higher education and a specialty in garment technology. She does shift work at the Lori Regional Rescue Department as a telephonist. On free days from her first job, she also works as a fur designer at the fur processing workshop. She gets very tired, since she also has a lot of work to do at home, and first of all, she must manage to take care of her children properly, despite her tiredness.

Narine's family needs heating in their flat. Accordingly, she asks for a loan of 300,000 Armenian drams (AMD) to buy heating equipment, which will help her family to get through the winter months warmly and comfortably. In the photo, Narine shows the place in her kitchen where she intends to install the heating system.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 109
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • 410.6
    Armenia Drams (AMD) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $750 helped Narine to install a heating system in her flat.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 11, 2013
Aug 12, 2013
Currency Exchange Loss:
Jan 17, 2015