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Barbara is 34 years old and married with four children who are in school. She works hard to provide for her family. She runs a business buying and selling charcoal in the Philippines and requested a loan of 18,000 Philippine pesos (PHP) through NWTF to buy additional stocks of charcoal to sell.

Barbara has borrowed and repaid 7 prior loans from NWTF. She has been running the charcoal business for 2 years and also earns income from rice retailing. She aspires to save enough money to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1598
    View loans »
    Philippines Loans Fundraising
  • $60,711,600
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Barbara to buy additional stocks of charcoal to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 24, 2013
Aug 12, 2013
Currency Exchange Loss:
Feb 17, 2014