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Safura is 58 years old and married with four children. She is an internally displaced person (IDP) and lives with her family in the Bilasuvar IDP Settlement. Safura is a Fuzulu refugee. For the past 10 years, she has been raising sheep because mutton is in high demand in this region. People use mutton for traditional dishes like kababs, dolmas, pilovs, and other dishes. Safura earns 140 AZN each month which is very profitable. She works with her husband and they keep a flock of sheep in their yard to fatten. Safura takes the meat to the central bazaar, where butchers and customers purchase from her.

Safura is requesting a 2,000 AZN loan to buy 12 sheep in order to sell more meat in the summer. She is optimistic about her loan, because in the summer more people consume meat due to the holidays and increased customers in restaurants.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 44
    View loans »
    Azerbaijan Loans Fundraising
  • $13,977,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Safura to buy 12 sheep to sell more meat in the summer.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 18, 2013
Aug 12, 2013
Currency Exchange Loss:
Nov 17, 2014