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Elma
Elma buys and sells rice to earn an income. She is a hard-working entrepreneur and has been in this business for the past 17 years. She earns an additional income from food vending. Elma has been sustaining her business activities through her own efforts and with the help of the loans she has received from NWTF.

Elma is presently requesting a loan in the amount of PhP 25,000 through NWTF. She will use her loan funds to buy more sacks of rice to offer for sale.

She dreams of saving enough money to expand and improve her business in the future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 307
    View loans »
    Philippines Loans Fundraising
  • $52,079,175
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Elma to buy sacks of rice to offer for sale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 25, 2013
Listed
Aug 11, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014