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Bellavista  (Cuenca) Group
In this Group: Lizeth Andreina, Ligia Adriana, Rosa Edelina, María Dolores, Hortencia María, María Hilda, Lisbeth Maricela, Luis Alfredo
The "Bellavista" loan group is made up of seven women and one man who make a living primarily in livestock, the sale of milk and other agricultural products. These activities have been taught to them by their parents. They continue to maintain their culture and local traditions. They live in the Victoria del Portete parish in Cuenca, which has a cold climate with great plains, green fields and beautiful landscapes. One of the members of the group is Hilda. This is her second loan that she is taking out with her friends and partners. She likes the loans because they allow her to economically support her household.

Hilda is 43 years old, married and has four children with her husband who are 23, 21, 19, and 6 years old. Her two oldest children are married and live on their own. The third child is single and works to cover his personal expenses and the youngest is studying in a small neighborhood school. Her husband is an auto body worker and works from a workshop on their property. The house in which they live is the fruit of both of their hard work. Hilda makes a living raising animals. She has milk producing cows, chickens, and guinea pigs. She also grows crops on her land to harvest for their household consumption, with any surplus being sold. The money from this loan will be invested to purchase manure to improve her pastures, and feed for her animals. Her goal is to study cosmetology.
View original language description ↓
El grupo de crédito Bellavista está formado por 7 socias y 1 socio quienes se dedican en su mayoría a la ganadería, a la venta de leche y a la agricultura, estas actividades las han aprendido de sus padres, son personas que aun mantienen la cultura y tradiciones de sus pueblos. Viven por la parroquia Victoria del Portete en Cuenca, lugar de clima frió que cuenta con grandes llanuras y verdes campos, su geografía es accidentada con hermosos paisajes.

Una de las socias de este grupo es la Señora. Hilda, este es su segundo crédito que realiza a lado de sus amigas y compañeras, los créditos le gustan porque así puede aportar económicamente a su hogar.

La Señora Hilda tiene 43 años, es casada y fruto de su unión conyugal ha concebido 4 hijos de 23, 21, 19 y 6 años, sus dos primeros hijos son casados y viven independientes, su tercer hijo es soltero y trabaja para solventar sus gastos personales y su último hijo está estudiando en una escuelita de la localidad. Su esposo es de profesión latonero y labora en un taller de su propiedad, la casa en la que viven es el fruto del trabajo conyugal.

Doña Hilda se dedica a la crianza de animales, tiene ganado del cual vende la leche, gallinas y cuyes, también cultiva su tierra y lo que cosecha es para el consumo de su hogar pero si existe algún sobrante lo vende.

El dinero de su crédito lo va ser invertir en la compra de abono para mejorar sus potreros y en alimento para todos sus animales.

Su meta es estudiar belleza.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Bellavista (Cuenca) Group's $3,375 loan helped a member to buy manure and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 16, 2013
Listed
Aug 6, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014