The "Los Tajibos" Entrepreneurial Bank is made up of nine members, seven of whom are women and two men. The bank's president is Aida, situated on the right hand side in the orange blouse. She is 51 years old and has three grown children. She makes a living selling cosmetics and footwear by catalog, which she carries out by visiting nearby homes and offices in the city of Santa Cruz.
This loan is her first with the institution. She will use it to buy cosmetics and footwear at wholesale and discount prices in order to offer her customers a variety of products and increase her earnings. Her reason for requesting this loan is to continue improving her business. Aida will use her earnings to continue buying a variety of beauty products. She is a very hard working person and is pleased with the opportunity brought forth to her and her group members because some of them must care for their families on their own. Two of the borrowers have been added to the photo that were not in the group photo.
El Banco de emprendimiento LOS TAJIBOS Está compuesto por nueve integrantes siete mujeres y dos varones, la presidenta del banco es la Sra. Aida en la foto (parada primera desde la derecha blusa naranja) tiene 51 años, tiene tres hijos mayores de edad, ella se dedica a la venta de cosméticos, calzados por catalogo, ella vende sus productos de manera ambulante, visitando domicilios y oficinas públicas y privadas de la ciudad Santa Cruz, donde ofrece sus productos, este préstamo es su primera secuencia dentro de la institución, la Sra. Aida va a utilizar este préstamo para la compra de cosmético y calzados por mayor y que se encuentran en promoción y de esta manera brindar variedad de productos a su clientela e incrementar sus ganancias, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Aida va a utilizar los beneficios para seguir comprando variedad de productos de belleza, la Sra. Aida es una persona muy trabajadora se siente feliz por la oportunidad brindada a ella ya sus compañeras de grupo ya que en algunos casos mantienen solas a sus familias.en la fotografía Se adiciono a dos integrantes que no se encontraban en la foto grupal.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.