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Chibaty Group
In this Group: Maria Leucadia, Amelia, Irma, Maria Crisanta

Update on Chibaty Group

Irma, 33, is from the indigenous community of Donaciano Ojea, a community whose main source of employment is the elaboration of handicrafts from "ocoshal" which is the raw material they obtain from pine trees. In the community there are brigades of men who take care of the forests in order to maintain the village. During summer vacation the children go off to the forests to collect "ocoshal" to sell to the community artisans. In this way they help their parents cover household expenses and sometimes buy themselves sweets and refreshments.

Irma has three children who are in elementary school. She has an avocado field that she has been cultivating for two years. The field does not produce avocados yet because the plants are small but in a year they should be ready. She also makes ocoshal crafts that she sells to buyers who visit the community. She would like to sell them in other cities to earn a little more and to make her beautiful pine palm crafts well known.

She is requesting loan through VisionFund to buy organic fertilizer called "estiércol de borrego" (sheep manure) and insecticides to improve her cropland. She will also buy material for her crafts such as thread in different colors, needles, chlorine, soap and a large tub to wash the ocoshal. She says: "I am grateful to the lending institution for having confidence in me and for giving me loans to improve my businesses so I can give my children a better life."

The other members of the Chibaty Group are María Leucadia, Amelia and María Crisanta. They will use their loans to buy supplies to improve their avocado fields and to buy material to make ocoshal crafts.
View original language description ↓
Irma tiene 33 años de edad, es originaria de la comunidad indígena llamada Donaciano Ojeda, una comunidad donde la principal fuente de empleo es la elaboración de artesanía de ocoshal ya que la materia prima la sacan de los arboles de pino, es por eso que en su comunidad hay brigadas de señores que cuidan sus bosques ya que de ahí se mantiene el pueblo. Dice que los niños en temporada de vacaciones se van a recolectar el ocoshal a los bosques para venderlo a los artesanos de la comunidad y así poder ayudar a sus padres con los gastos de su casa o a veces lo hacen para comprarse dulces y refrescos. Doña Irma tiene 3 hijos de los cuales dos estudian la primaria en su comunidad, ella tiene un huerto de aguacates desde hace 2 años, dice que todavía no dan aguacates ya que están pequeñas las plantas pero que en un año estarán listos, dice que se dedica también a la elaboración de artesanía de ocoshal los cuales vende a compradores que van hasta su comunidad, aunque a ella le gustaría vender sus artesanías en otras ciudades donde le ganara un poco mas y para que se diera a conocer las maravillas que hacen con las palmitas del pino. Ella está solicitando un crédito a VisionFund para la compra de abonos orgánicos “estiércol de borrego”, insecticidas y fertilizantes para mejorar su huerto, también comprara material que ocupa para hacer las artesanías como hilos en diferentes colores, agujas, cloro, jabón y una tina grande para lavar el ocoshal. Ella dice “agradezco a la financiera por confiar en mí y darme créditos para mejorar mis negocios y así poderles dar a mis hijos una mejor vida”. Las demás integrantes del grupo Chibaty se llaman María Leucadia, Amelia y María Crisanta ellas invertirán sus créditos en la compra de insumos para mejorar su huerta de aguacates y en la compra de material para hacer sus artesanías de ocoshal.

Previous Loan Details

Margarita is 44 and is from a very picturesque community where the majority of the residents make Ocoshal [woven pine fiber] handcrafts. Margarita tells us that a friend invited her to take out a loan in order to improve her avocado trees; this friend saw her trees and said "These trees are in ve... More from Chibaty Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 12
    View loans »
    Mexico Loans Fundraising
  • $18,789,925
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Chibaty Group's $2,450 loan helped a member to buy organic fertilizer called "lama de borrego", hydrated lime, thread, needles, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2013
Listed
Aug 6, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014