Update on Chibaty GroupIrma, 33, is from the indigenous community of Donaciano Ojea, a community whose main source of employment is the elaboration of handicrafts from "ocoshal" which is the raw material they obtain from pine trees. In the community there are brigades of men who take care of the forests in order to maintain the village. During summer vacation the children go off to the forests to collect "ocoshal" to sell to the community artisans. In this way they help their parents cover household expenses and sometimes buy themselves sweets and refreshments.
Irma has three children who are in elementary school. She has an avocado field that she has been cultivating for two years. The field does not produce avocados yet because the plants are small but in a year they should be ready. She also makes ocoshal crafts that she sells to buyers who visit the community. She would like to sell them in other cities to earn a little more and to make her beautiful pine palm crafts well known.
She is requesting loan through VisionFund to buy organic fertilizer called "estiércol de borrego" (sheep manure) and insecticides to improve her cropland. She will also buy material for her crafts such as thread in different colors, needles, chlorine, soap and a large tub to wash the ocoshal. She says: "I am grateful to the lending institution for having confidence in me and for giving me loans to improve my businesses so I can give my children a better life."
The other members of the Chibaty Group are María Leucadia, Amelia and María Crisanta. They will use their loans to buy supplies to improve their avocado fields and to buy material to make ocoshal crafts.
Previous Loan DetailsMargarita is 44 and is from a very picturesque community where the majority of the residents make Ocoshal [woven pine fiber] handcrafts. Margarita tells us that a friend invited her to take out a loan in order to improve her avocado trees; this friend saw her trees and said "These trees are in ve... More from Chibaty Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
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Success!! The loan was 100% repaid